SME Insurance
Comprehensive Insurance Solutions for Small and Medium Enterprises (SMEs)
Small and medium enterprises face unique risks and challenges that require specialised insurance coverage.
Our comprehensive SME Insurance is designed to protect your business, ensuring you can operate with confidence and peace of mind.
What You Get
PO Liability
Buildings
Contents
Terrorism
Legal
And more…
What is SME Insurance?
SME insurance is a specialised type of business insurance tailored to meet the specific needs of small and medium enterprises. This insurance covers various risks associated with running an SME, including public liability, property damage, business interruption, and more.
Essential Coverages for SMEs
Public Liability Insurance
Public Liability Insurance protects your business against claims from third-party injuries or property damage that occur as a result of your business activities. This coverage is essential for covering legal fees and compensation costs if a client or member of the public sues your business.
Employers’ Liability Insurance
Employers’ Liability Insurance is legally required if you have employees. This insurance covers claims from employees who suffer work-related injuries or illnesses, ensuring your business is protected against potential legal and compensation costs.
Business Interruption Insurance
Business Interruption Insurance covers the loss of income and additional expenses incurred if your business is unable to operate due to an insured event, such as fire or flood. This insurance ensures your business can recover financially from significant disruptions.
Property Insurance
Property Insurance covers the cost of repairing or replacing your business property if it is damaged by events such as fire, flood, storm, or vandalism. This includes buildings, equipment, and stock.
Professional Indemnity Insurance
Professional Indemnity Insurance covers claims related to professional advice or services you provide. This insurance is crucial for protecting your business against errors or omissions that could lead to financial losses for your clients.
Product Liability Insurance
Product Liability Insurance protects your business against claims of injury or damage caused by products you manufacture or supply. This insurance covers legal fees and compensation costs, ensuring your business is protected.
What Makes Us Different
We are specialists in the SME business insurance industry for both SME’s and Shops alike. We have the expertise and knowledge to get your business the most comprehensive and competitive insurance solution. We add value to your business by working closely with you, helping protect your business from financial loss, all while delivering a seamless easy experience.
Why Do You Need SME Insurance?
Running an SME involves significant risks, and having the right insurance coverage is crucial to protect your business from potential financial losses and legal complications. Here are key reasons why SME insurance is essential:
Risk Mitigation: Protects your business from financial losses due to accidents, injuries, and property damage.
Legal Compliance: Ensures your business meets legal requirements for employers’ liability and other mandatory coverages.
Business Continuity: Provides financial protection to keep your business running smoothly, even in the face of unforeseen events.
How to Save on SME Insurance
At ABA Insurance, we are committed to helping you find the best deals on quality cover. Here are some tips to save money on your SME insurance:
Get Independent Advice: This specialist area of insurance benefits from expert advice. Our team can help you navigate the complexities of SME insurance.
Shop Around: Comparing quotes from different insurers can help you find the best deal. ABA Insurance has the expertise and contacts to help you get the right cover at the right price.
Risk Management: Implementing risk management strategies, such as regular property maintenance and installing security features, can help reduce premiums.
Why Choose ABA Insurance for SME Insurance?
ABA Insurance offers flexible, quality cover tailored to your needs, providing several benefits:
Independent Advice
Our team of specialists provides independent advice to ensure you get the best coverage for your SME business.
Tailored Protection
We offer protection tailored to a range of business types, ensuring your specific needs are met.
Comprehensive Service
From quote to claim, we provide comprehensive service to support you at every stage.
Transparent Pricing
Our policies offer great value for money with no unexpected charges.
24/7 Legal Helpline
Access round-the-clock legal information and guidance from experienced solicitors.
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
Do I require business interruption insurance?
If you are business that can be disrupted if your premises was to be damaged, we then highly recommend business interruption to help get you back to your feet should an incident occur.
What if I don’t know some of the information you require?
We can work with you and help you find information about your risk. With the right advice we hold your hand through the requirement process for an easy and seamless process.
What is the best cover for my business?
One size does not fit all in insurance, however there are some core covers we do recommend such as Public Liability, Employers Liability, Legal Expenses, Contents, Stock, Business Interruption and more.
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get Your SME Insurance Quote Today
Protect your SME Business with ABA Insurance. Use our online quote generator to get a personalised quote or contact our expert team for tailored advice. It’s quick and easy, taking just a few minutes to ensure you have the right cover in place.
