Groundworks Insurance

Comprehensive Groundworks Insurance for Your Business

Welcome to ABA Insurance, your trusted provider for groundworks insurance. Protect your groundworks business or individual operation with our comprehensive insurance solutions tailored specifically for the unique risks faced by companies and contractors in the groundworks sector.

From liability and plant equipment to stock and materials, we ensure peace of mind for every project you undertake.

What You Get




Professional Indemnity


And more…

What is Groundworks Insurance?

Groundworks Insurance is a specialised type of business insurance designed to address the specific challenges and risks encountered by groundwork contractors. In this industry, even a minor error can lead to costly delays, legal complications, and significant financial losses. Having the right insurance is essential to safeguarding your business against these potential issues.

Essential Coverages for Groundwork Contractors

Public Liability Insurance

Public Liability Insurance is highly recommended and often required by contracts. It covers injuries or property damage involving the public or clients, protecting your business from significant legal and compensation costs.

Employers’ Liability Insurance

Employers’ Liability Insurance is legally required if you have employees. This insurance covers costs related to workplace injuries or illnesses, ensuring that your business is protected against claims from your staff.

Vehicle and Plant Equipment Insurance

Vehicle and Plant Equipment Insurance is crucial for business-owned vehicles and machinery. This coverage protects against third-party injuries and property damage, ensuring that your essential equipment is covered.

Professional Indemnity Insurance

Professional Indemnity Insurance is advisable for those offering consultancy or project planning services. It protects against financial loss from faulty advice or planning errors, ensuring your consultancy services are safeguarded.

Contract Works Insurance

Contract Works Insurance covers physical loss or damage to ongoing work, including tools, materials, and equipment. This insurance ensures that your projects are protected from unexpected setbacks.

Tool and Equipment Insurance

Tool and Equipment Insurance covers the cost of replacing tools and equipment if they are stolen or damaged, ensuring you can continue your work without interruption.

Stocks and Materials Insurance

Stocks and Materials Insurance protects the value of your stock and building materials from loss or damage, ensuring your investment is secure.

Fire, Theft, and Storm Damage Insurance

Fire, Theft, and Storm Damage Insurance provides specialised cover for losses incurred due to fire, theft, or significant weather events, protecting your business from these unpredictable risks.

Personal Accident Insurance

Personal Accident Insurance offers financial support if you’re unable to work due to an accident, ensuring your income is protected.

Property Damage Insurance

Property Damage Insurance covers the cost of repairing or replacing damaged business property, ensuring your assets are protected.

Product Liability Insurance

Product Liability Insurance is essential for those supplying materials or equipment. It covers injury or damage caused by these products, protecting your business from related claims.

Income Protection

Income Protection provides a portion of your income if you’re unable to work due to illness or disability, ensuring financial stability.

Legal Expenses Insurance

Legal Expenses Insurance covers legal costs related to business disputes, providing financial support for legal challenges.

Business Interruption Insurance

Business Interruption Insurance covers losses from events like fires or floods that halt normal business operations, ensuring your business can recover from significant disruptions.

What Makes Us Different

We are specialists in the Construction Industry. We have the expertise and knowledge to get your business the most comprehensive and competitive insurance solution. We add value to your business by working closely with you, helping protect your business from financial loss, all while delivering a seamless easy experience.

  • Practical

    Work with a single point of contact who is your dedicated account manager

  • Price

    The most competitive price guaranteed including price matching.

  • Value

    We offer support, advice, and a claims service to assist you throughout.

Why Choose ABA Insurance for Groundworks Insurance?

As a groundwork contractor, your work involves unique risks and challenges. Whether it’s liability from construction mishaps or the need to protect your specialised equipment, having the right insurance is crucial. Here’s why ABA Insurance is your best choice:

Expertise in Professional Indemnity Insurance

Our experts understand the importance of Professional Indemnity Insurance for groundwork contractors who offer consulting or advisory services. We ensure you are protected against claims for financial loss due to poor advice or planning errors.

Leading UK Business Insurance Provider

ABA Insurance is a leading business insurance provider in the UK. We work with a carefully selected panel of insurance providers to offer you the best possible coverage options.

Tailored Solutions for Groundwork Contractors

We understand the specific needs of groundwork contractors and offer a comprehensive range of insurance products tailored to your unique business requirements. From liability to equipment and stock coverage, we’ve got you covered.

Nationwide Coverage

We extend our services to groundwork contractors across the UK, ensuring you get the coverage you need, wherever your business is located.

Client Testimonials

I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment

Chris Baker

CEO/ Founder

Your Questions Answered

How do I know what level of cover I require?

Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.

What does Public Liability actually cover?

In short, this covers any damage you cause to any Third Party Property &/or Persons.

What does Professional Indemnity actually cover?

In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.

What is the difference between (BFSC) and (LOSC)?

A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.

What does Contractors All Risk actually cover?

Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).

How can I get a quote from you?

Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.

Who do I contact if I have questions?

If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.

Why should I choose ABA Insurance?

We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.

Who will deal with me at renewal?

The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.

One Point Of Contact, Countless Ways To Help.

Get Your Groundworks Insurance Quote Today

Choose ABA Insurance for a tailored, comprehensive insurance solution that allows you to focus on providing top-notch groundwork services. Get your customised groundworks insurance package today!