Electrician Insurance

Get The Right Insurance Cover For Electricians

Whether you are a solo electrician or manage a larger electrical business, our Electrician Insurance ensures you have the right coverage to protect your livelihood and business operations.

 

What You Get

Liability

Fleet

Plant

Professional Indemnity

Legal

And more…

Do Electricians Need Insurance?

Yes, electricians need insurance to protect against various risks associated with their work. Insurance provides financial protection and peace of mind, ensuring your business is covered against unforeseen events.

What Insurance Do Electricians Need?

Electrician insurance typically comprises several types of cover combined to create the best policy for your needs. These policies vary depending on the type of work you do and the size of your business.

Public Liability Insurance

Essential cover to protect your business if someone is injured or their property is damaged because of your work.

Professional Indemnity Insurance

Covers legal costs and damages if a client claims your professional advice or services caused them financial loss.

Employers’ Liability Insurance

Legally required if you employ staff, this cover protects against claims from employees who suffer injury or illness due to their work.

Tools and Equipment Insurance

Protects your tools and equipment from theft, loss, or damage.

Why Do Electricians Need Insurance?

As an electrician, you are aware of the potential risks that electrical work can pose to both you and your clients. Accidents can happen, and when they do, the consequences can be severe. Electrician insurance provides financial protection and peace of mind, ensuring your business is covered against unforeseen events.

Reasons to Consider Plumbing Contractor Insurance

Client Requirements: Many clients require proof of insurance before hiring a plumbing contractor.

Legal Protection: Coverage for legal costs and compensation claims if something goes wrong.

Business Continuity: Ensures your business can continue to operate smoothly, even in the face of accidents or equipment loss.

What Makes Us Different

We are specialists in the Construction Industry. We have the expertise and knowledge to get your business the most comprehensive and competitive insurance solution. We add value to your business by working closely with you, helping protect your business from financial loss, all while delivering a seamless easy experience.

  • Practical

    Work with a single point of contact who is your dedicated account manager

  • Price

    The most competitive price guaranteed including price matching.

  • Value

    We offer support, advice, and a claims service to assist you throughout.

Public Liability Insurance for Electricians

Public Liability Insurance offers protection if someone is injured or their property is damaged due to your work. This cover is crucial for electricians, providing financial protection against claims and legal fees.

With public liability insurance from ABA Insurance, you’ll get:

Up to £1 Million Protection: Covering claims for injury or property damage.

Legal Fees and Compensation: Includes solicitors’ fees, expert counsel, and compensation bills.

Optional Extras: Add cover for tools and equipment or legal expenses.

Do Electricians Need Professional Indemnity Insurance?

If you provide professional advice or design services, Professional Indemnity Insurance is essential. This cover protects you against claims if something goes wrong after following your advice.

What Insurance Does a Self-Employed Electrician Need?

Employers’ Liability Insurance is legally required if you have staff. This cover protects you against claims from employees who suffer injury or illness due to their work.

With employers’ liability insurance from ABA Insurance, you’ll get:

  • £10 Million Cover: Protecting full-time and part-time employees, self-employed contractors, temporary staff, apprentices, and volunteers.

Tools and Equipment Insurance

Electrical tools and equipment are vital for your work. Tools and Equipment Insurance from ABA Insurance protects your own or hired tools against accidental loss, theft, or damage.

With tools insurance, you’ll get:

  • Coverage for Own or Hired Tools: Includes business equipment like laptops and mobiles.

  • Protection for Accidental Loss, Theft, or Damage: Up to £2000 cover for any stock.

    Additional Insurance Options for Electricians

    While public liability insurance is essential, consider these additional coverages to ensure comprehensive protection:

    • Business Interruption Insurance: If unforeseen circumstances prevent you from operating, this insurance compensates for lost profits while your business is out of action.
    • Van Insurance: Essential if you use a van for your business. Covers accidental injuries, vehicle damage, fire, and theft.

    Client Testimonials

    I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment

    Chris Baker

    CEO/ Founder

    Electrician Insurance FAQs

    Do Self-Employed Electricians Need Insurance?

    Yes, all electricians need insurance, whether self-employed or not. Learn more about self-employed insurance options on our website.

    Do Electricians Need Professional Indemnity Insurance?

    If you provide professional advice or design services, then professional indemnity insurance is necessary.

    Is Insurance a Legal Requirement for Electricians?

    While not all types of insurance are legally required, Employers’ Liability Insurance is mandatory if you have staff. Other coverages like public liability and professional indemnity are strongly recommended to protect your business.

    One Point Of Contact, Countless Ways To Help.

    Get Your Electrician Insurance Quote Today

    Protect your Electrician business with ABA Insurance. Use our online quote generator to get a personalised quote or contact our expert team for tailored advice. It’s quick and easy, taking just a few minutes to ensure you have the right cover in place.