Roadside Breakdown Insurance
Get Back on the Road Quickly with Roadside Breakdown Insurance
A vehicle breakdown can happen at any time, leaving you stranded and disrupting your journey. Whether you run a fleet of commercial vehicles or rely on a single car for business, Roadside Breakdown Insurance ensures you receive fast and professional assistance to get moving again.
ABA Insurance provides specialist Roadside Breakdown Insurance, offering tailored coverage for business fleets, delivery drivers, taxi operators, and personal motorists. Our policies cover emergency repairs, towing, onward travel, and vehicle recovery, giving you peace of mind whenever you’re on the road.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Roadside Breakdown Insurance?
Roadside Breakdown Insurance is a specialist policy designed to assist motorists when their vehicle breaks down. It provides emergency roadside repairs, towing services, and onward travel options to minimise disruption.
This insurance is essential for:
- Businesses with company cars, vans, or delivery vehicles
- Taxi operators and rideshare drivers
- Couriers and logistics companies
- Private motorists who rely on their vehicles daily
Without the right cover, a breakdown could result in expensive recovery costs, lost working hours, or missed appointments.
Why Do You Need Roadside Breakdown Insurance?
Fast and Reliable Breakdown Assistance
If your vehicle breaks down on the road, this policy provides immediate roadside repairs or recovery to the nearest garage, minimising inconvenience.
Cover for Onward Travel and Accommodation
If your vehicle cannot be fixed immediately, our insurance can arrange alternative transport or overnight accommodation, ensuring you reach your destination.
Protection for Business and Commercial Fleets
For businesses that rely on vehicles, a breakdown can impact deliveries, appointments, and productivity. Our policy ensures quick recovery to keep your operations running smoothly.
National and European Cover Options
Whether you drive locally or internationally, we offer UK-only and European breakdown cover to protect you wherever you go.
Assistance for Flat Batteries, Fuel Issues, and Lost Keys
Breakdowns aren’t always mechanical. This policy provides assistance for flat batteries, running out of fuel, lost keys, and tyre punctures, helping you get back on the road quickly.
What Does Roadside Breakdown Insurance Cover?
- Roadside assistance for emergency repairs
- Vehicle recovery to a garage if repairs cannot be made roadside
- Onward travel cover for alternative transport or accommodation
- Home start assistance for breakdowns at home
- Fuel misfuelling cover for incorrect fuel-related breakdowns
- Battery jump-start service for flat battery situations
- Lost or stolen key cover for vehicle lockout situations
- European breakdown cover for vehicles travelling abroad
Get The Right Business Insurance
How To Get The Right Roadside Breakdown Insurance Policy
Stranded Due to a Breakdown?
Breaking down on a busy motorway or in a remote area can be stressful. Our policy ensures fast roadside response to get you moving again.
Need a Replacement Vehicle or Alternative Transport?
If repairs take longer than expected, our onward travel cover provides alternative transport, hotel stays, or a courtesy car.
Running a Business That Depends on Vehicles?
For businesses, breakdowns can cause missed deliveries, cancelled appointments, and lost revenue. Our fleet cover ensures quick recovery and minimum downtime.
Worried About High Recovery Costs?
Towing and roadside assistance can be expensive. Our breakdown insurance covers recovery fees, call-out charges, and labour costs, saving you money.
Travelling in Europe?
If you’re driving abroad, our European breakdown cover provides roadside assistance, recovery, and repatriation services.
How Much Does Roadside Breakdown Insurance Cost?
The cost of Roadside Breakdown Insurance depends on:
- The number and type of vehicles covered
- Whether UK-only or European breakdown cover is required
- The level of roadside assistance and recovery options chosen
- Business vs personal vehicle usage
- Previous breakdown history and mileage covered
ABA Insurance provides customised policies at competitive rates, ensuring you receive the right level of cover at the best value.
Why Choose ABA Insurance for Roadside Breakdown Insurance?
- Fast response times with nationwide roadside assistance
- Flexible policies designed for individuals and businesses
- Comprehensive cover including home start, onward travel, and vehicle recovery
- Competitive pricing with cost-effective insurance solutions
- 24/7 support to assist you whenever you need help
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get a Quote for Roadside Breakdown Insurance Today
Don’t let a breakdown disrupt your journey. Get Roadside Breakdown Insurance from ABA Insurance for fast, reliable assistance whenever you need it.