Rent Guarantee Insurance
Rent Guarantee Insurance: Secure Your Rental Income
Renting out a property comes with financial risks, especially if tenants fall behind on rent or stop paying altogether. Missed rent payments can affect mortgage repayments and cash flow, leaving landlords in a difficult position. Rent Guarantee Insurance ensures you continue to receive rental income even if your tenant defaults, providing financial security and peace of mind.
ABA Insurance offers specialist Rent Guarantee Insurance, covering missed rent payments, legal fees, and eviction costs, so landlords can protect their investments and rental income without stress.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Rent Guarantee Insurance?
Rent Guarantee Insurance is a specialist landlord policy that protects property owners against tenant rent arrears. If a tenant fails to pay their rent, this insurance covers the lost income and legal expenses required to reclaim the unpaid rent or evict the tenant if necessary.
This insurance is essential for:
- Private landlords with single or multiple rental properties
- HMO landlords managing houses in multiple occupation
- Property investors with buy-to-let portfolios
- Letting agents managing rental properties on behalf of landlords
Without the right cover, landlords could lose thousands in unpaid rent, leading to financial strain and legal complications.
Why Do You Need Rent Guarantee Insurance?
Guaranteed Rental Income Even If Tenants Stop Paying
If a tenant defaults on rent, this policy ensures landlords still receive their monthly rental payments, protecting their cash flow and investment returns.
Cover for Legal and Eviction Costs
Recovering unpaid rent or evicting a non-paying tenant can be a long and expensive process. This insurance covers legal fees, court costs, and bailiff fees, helping landlords regain control of their property.
Protection for Mortgage Payments and Cash Flow
If your rental income is needed to cover mortgage repayments, missed rent can put you at financial risk. This policy ensures landlords can meet their financial commitments even when tenants default.
Compliance with Letting Agent and Tenancy Agreement Requirements
Many letting agents and tenancy agreements require landlords to have rent protection in place. Rent Guarantee Insurance ensures compliance with industry standards.
Peace of Mind for Short- and Long-Term Rentals
Whether renting to families, students, or professionals, this policy provides security against unexpected rent arrears, ensuring steady income and financial stability.
What Does Rent Guarantee Insurance Cover?
- Missed rent payments due to tenant default
- Legal fees for recovering unpaid rent
- Eviction costs if legal action is required
- Court expenses for landlord-tenant disputes
- Bailiff fees to remove non-paying tenants
- Ongoing rental payments for up to 12 months (depending on policy terms)
Get The Right Business Insurance
How We Get You The Right Rent Guarantee Insurance Cover First Time Round
Worried About Tenants Not Paying Rent?
Tenant defaults can disrupt your income and mortgage payments. Our policy ensures continued rental income, reducing financial stress.
Facing High Legal Costs to Recover Rent?
Evictions and legal action can be expensive and time-consuming. This policy covers legal fees and court expenses, ensuring landlords are protected.
Need to Protect Rental Income on Multiple Properties?
If you own multiple rental properties, missing rent on one or more can be financially damaging. Our custom policies cover single or multiple properties.
Looking for Affordable and Flexible Cover?
We offer tailored Rent Guarantee Insurance based on property type, tenant risk, and rental income, ensuring cost-effective and reliable protection.
Need a Fast and Hassle-Free Claims Process?
Our dedicated claims team ensures quick settlements, helping landlords recover rent arrears and take legal action when necessary.
How Much Does Rent Guarantee Insurance Cost?
The cost of Rent Guarantee Insurance depends on:
- The monthly rental income of the property
- The tenant’s credit and referencing history
- The policy duration and payout period
- The level of legal cover required
- The landlord’s previous claims history and risk profile
ABA Insurance provides affordable and tailored policies, ensuring landlords receive the best protection for their rental income.
Why Choose ABA Insurance for Rent Guarantee Insurance?
- Industry expertise with specialist cover for landlords and property investors
- Flexible policies designed for single properties and portfolio landlords
- Competitive pricing with cost-effective rental income protection
- Fast quotes and an easy application process
- 24/7 support and claims assistance for quick settlements
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get a Quote for Rent Guarantee Insurance Today
Ensure your rental income is protected with Rent Guarantee Insurance from ABA Insurance. Get a fast, no-obligation quote in minutes, or speak to our expert team for tailored advice.