Religious Buildings Insurance
We Offer Comprehensive Protection for Places of Worship With Our Religious Buildings Insurance
Religious buildings serve as places of worship, community gatherings, and heritage preservation, making them unique properties that require specialist insurance. From fire, theft, and vandalism to liability claims and maintenance issues, places of worship face various risks that standard property insurance may not fully cover.
ABA Insurance provides specialist Religious Buildings Insurance, offering tailored protection for churches, mosques, synagogues, temples, and other places of worship. Our policies cover buildings, contents, liability claims, and loss of income, ensuring financial security for faith-based organisations.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Religious Buildings Insurance?
Religious Buildings Insurance is a specialist policy designed to protect places of worship and faith-based properties against financial losses from damage, theft, liability claims, and unforeseen disruptions. It offers comprehensive cover for religious organisations that operate as charities, community groups, or independent places of worship.
This insurance is essential for:
- Churches and chapels
- Mosques and Islamic centres
- Synagogues and Jewish temples
- Hindu temples and Sikh gurdwaras
- Buddhist centres and spiritual retreats
- Community halls used for religious purposes
Without the right cover, faith-based organisations could face major financial setbacks due to property damage, legal disputes, or loss of donations.
Why Do You Need Religious Buildings Insurance?
Protection Against Fire, Flood, and Storm Damage
Religious buildings often have historic architecture and unique structures that can be expensive to repair. Our policy covers fire, water damage, and extreme weather repairs.
Cover for Theft and Vandalism
Places of worship often contain valuable religious artefacts, stained glass, and sacred texts, making them targets for theft and vandalism. Our insurance covers stolen or damaged property.
Liability Cover for Visitors and Worshippers
If a visitor, volunteer, or worshipper is injured on the premises—such as slipping on wet flooring or tripping over steps—the organisation may be held liable. Public liability insurance covers legal fees and compensation claims.
Business Interruption Cover for Lost Donations and Income
If the building is damaged and temporarily unusable, faith-based organisations may lose essential donations, service fees, and event income. This policy covers loss of revenue while repairs are carried out.
Employers’ Liability Cover for Staff and Volunteers
If the religious organisation employs staff or relies on volunteers, employers’ liability insurance covers injury claims from employees and unpaid workers.
Legal Cover for Property Disputes and Governance Issues
Faith-based organisations may face legal challenges related to property ownership, land disputes, or governance matters. Legal expenses cover ensures organisations have financial support for legal representation.
What Does Religious Buildings Insurance Cover?
- Buildings insurance for fire, flood, storm, and structural damage
- Contents insurance for religious artefacts, furniture, and sound equipment
- Public liability insurance for visitor and congregation injury claims
- Employers’ liability insurance for staff and volunteers
- Business interruption insurance for loss of income due to property damage
- Theft and vandalism cover for stolen or damaged religious property
- Legal expenses cover for disputes over property or governance
- Event insurance (optional) for religious ceremonies, weddings, and festivals
Get The Right Business Insurance
Common Areas To Consider When Getting The Right Religious Buildings Insurance
Concerned About Fire or Storm Damage to a Historic Place of Worship?
Older religious buildings are more vulnerable to structural damage. Our insurance covers specialist repairs, restoration, and rebuilding costs.
Worried About Theft or Vandalism?
Religious buildings often contain valuable items that aren’t covered by standard property insurance. Our policy ensures full protection for stolen or damaged sacred objects.
Need Protection Against Visitor or Volunteer Injury Claims?
Faith-based organisations host large gatherings where accidents can happen. Our public liability insurance ensures places of worship are financially protected against claims.
Facing Financial Loss Due to Property Closure?
If a church, mosque, or temple is temporarily closed due to damage, it can impact donations, rental income, and community events. Our business interruption cover protects against financial loss.
Looking for Affordable and Flexible Cover?
We offer customised policies tailored to small local congregations, large religious organisations, and multi-site places of worship, ensuring affordable and comprehensive protection.
How Much Does Religious Buildings Insurance Cost?
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The cost of Religious Buildings Insurance depends on:
- The size, age, and condition of the building
- The value of religious contents and artefacts
- The number of visitors, volunteers, and staff
- The level of public liability and legal cover required
- The property’s location and security measures
- Previous claims history and overall risk assessment
ABA Insurance provides tailored policies at competitive rates, ensuring faith-based organisations receive the best protection at the right price.
Why Choose ABA Insurance for Religious Buildings Insurance?
- Industry expertise with specialist cover for religious properties
- Flexible policies for churches, mosques, synagogues, temples, and more
- Competitive pricing with cost-effective insurance solutions
- Fast quotes and an easy application process
- 24/7 support and claims assistance for hassle-free settlements
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get a Quote for Religious Buildings Insurance Today
Protect your place of worship, congregation, and religious property with Religious Buildings Insurance from ABA Insurance. Get a fast, no-obligation quote in minutes, or speak to our expert team for tailored advice.