Railway Contractor Insurance
Comprehensive Insurance Solutions for Railway Contractors
Railway construction and maintenance come with unique risks and challenges that require specialised insurance coverage.
Our comprehensive railway contractor insurance is designed to protect your business from these potential hazards, ensuring that you can operate with confidence and peace of mind.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Railway Contractor Insurance?
Railway contractor insurance is a specialised type of business insurance tailored to meet the specific needs of contractors working in the railway industry. This insurance covers various risks associated with railway construction and maintenance projects, including public liability, professional indemnity, and more.
Essential Coverages for Railway Contractors
Public Liability Insurance
Public Liability Insurance protects your business against claims from third-party injuries or property damage that occur as a result of your work. This coverage is essential for covering legal fees and compensation costs if a client or member of the public sues your business.
Employers’ Liability Insurance
Employers’ Liability Insurance is legally required if you have employees. This insurance covers claims from employees who suffer work-related injuries or illnesses, ensuring your business is protected against potential legal and compensation costs.
Professional Indemnity Insurance
Professional Indemnity Insurance covers claims related to professional advice or services you provide. This insurance is crucial for protecting your business against errors or omissions that could lead to financial losses for your clients.
Contractors’ All Risks Insurance
Contractors’ All Risks Insurance covers physical loss or damage to ongoing railway projects. This insurance includes protection for tools, materials, and equipment, ensuring your projects are safeguarded from unexpected setbacks.
Tools and Equipment Insurance
Tools and Equipment Insurance covers the cost of replacing or repairing your tools and equipment if they are lost, stolen, or damaged. This coverage ensures that your essential machinery is protected, allowing your projects to continue smoothly.
Vehicle Insurance
Vehicle Insurance provides coverage for business-owned vehicles used in railway construction and maintenance. This insurance protects against third-party injuries and property damage, ensuring your vehicles are covered.
What Makes Us Different
We are specialists in the Construction Industry. We have the expertise and knowledge to get your business the most comprehensive and competitive insurance solution. We add value to your business by working closely with you, helping protect your business from financial loss, all while delivering a seamless easy experience.
Why Do You Need Railway Contractor Insurance?
The railway industry involves complex projects and high-risk environments. Having the right insurance coverage is crucial to protect your business from potential financial losses and legal complications. Here are key reasons why railway contractor insurance is essential:
Risk Mitigation: Protects your business from financial losses due to accidents, injuries, and property damage.
Legal Compliance: Ensures your business meets legal requirements for employers’ liability and other mandatory coverages.
Business Continuity: Provides financial protection to keep your business running smoothly, even in the face of unforeseen events.
How to Save on Railway Contractor Insurance
At ABA Insurance, we are committed to helping you find the best deals on quality cover. Here are some tips to save money on your railway contractor insurance:
Get Independent Advice: This specialist area of insurance benefits from expert advice. Our team can help you navigate the complexities of railway contractor insurance.
Shop Around: Comparing quotes from different insurers can help you find the best deal. ABA Insurance has the expertise and contacts to help you get the right cover at the right price.
Health and Safety Protocols: Implementing robust health and safety policies and conducting regular risk assessments can potentially reduce your premiums.
Join Trade Bodies: Membership in accredited trade bodies can help reduce premiums due to adherence to high standards and legislation.
Why Choose ABA Insurance for Railway Contractor Insurance?
ABA Insurance offers flexible, quality cover tailored to your needs, providing several benefits:
Independent Advice: Our team of specialists provides independent advice to ensure you get the best coverage for your business.
Tailored Protection: We offer protection tailored to a range of businesses, ensuring your specific needs are met.
Comprehensive Service: From quote to claim, we provide comprehensive service to support you at every stage.
Transparent Pricing: Our policies offer great value for money with no unexpected charges.
24/7 Legal Helpline: Access round-the-clock legal information and guidance from experienced solicitors.
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get Your Railway Contractor Insurance Quote Today
Protect your railway contractor business with ABA Insurance. Use our online quote generator to get a personalised quote or contact our expert team for tailored advice. It’s quick and easy, taking just a few minutes to ensure you have the right cover in place.
