Landlord Portfolio Insurance
Simplify and Protect Your Property Investments With Landlord Portfolio Insurance
Managing multiple rental properties comes with increased responsibilities—and greater risk. From property damage and unpaid rent to legal disputes and liability claims, having cover across multiple properties is essential. Landlord Portfolio Insurance simplifies protection by combining all your properties under one tailored policy.
At ABA Insurance, we specialise in Landlord Portfolio Insurance for landlords with two or more properties, whether residential, commercial, or mixed-use. Our cover helps save time, reduce costs, and ensure consistent protection across your entire portfolio.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Landlord Portfolio Insurance?
Landlord Portfolio Insurance is a specialist policy designed for landlords who own multiple properties. Rather than insuring each property individually, this cover combines them into one streamlined policy, providing flexible and cost-effective protection.
This insurance is ideal for:
- Private landlords with two or more rental properties
- Buy-to-let investors with a growing property portfolio
- Landlords with a mix of residential and commercial units
- HMO landlords and student accommodation providers
- Property companies and letting businesses
Without the right portfolio cover, managing insurance for multiple properties can be time-consuming, inconsistent, and more expensive in the long run.
Why Do You Need Landlord Portfolio Insurance?
Simplify Property Management
Managing different policies for each property is inefficient and increases the risk of missed renewals or gaps in cover. A single portfolio policy makes it easier to stay organised.
Save Money with Multi-Property Discounts
Combining multiple properties under one policy typically offers better value than insuring them individually, helping you reduce your insurance overheads.
Tailored Cover for Each Property
Whether you own residential flats, HMOs, commercial units, or holiday lets, your portfolio policy can be customised to match the specific risks of each property.
Flexible Additions and Adjustments
Add or remove properties from your policy at any time. As your portfolio grows or changes, your insurance can adapt with ease.
Streamlined Renewals and Claims
With one renewal date, one premium, and one claims process, portfolio insurance helps landlords avoid administrative headaches.
What Does Landlord Portfolio Insurance Cover?
- Buildings insurance for fire, flood, storm, and structural damage
- Landlord contents cover for furnished properties
- Loss of rental income if properties become uninhabitable
- Public liability insurance for tenant or visitor injury claims
- Employers’ liability (if you employ staff such as cleaners or maintenance workers)
- Legal expenses insurance for evictions and tenant disputes
- Rent guarantee insurance for unpaid rent by tenants
- Accidental and malicious damage caused by tenants
- HMO and commercial property cover, where applicable
Get The Right Business Insurance
What To Look Out For When Getting The Right Common Landlord Portfolio Insurance Cover Policy
Too Many Policies to Manage?
Juggling multiple policies for each property? Our portfolio insurance brings everything under one roof, with one premium and one point of contact.
Facing Inconsistent Cover Across Properties?
Different insurers often mean different levels of protection. Our tailored portfolio policies ensure consistent, comprehensive cover across your portfolio.
Losing Money to Missed Rent Payments?
One defaulting tenant can affect your cash flow. Our rent guarantee option helps protect your income across multiple properties.
Looking for Competitive Rates Without Cutting Corners?
We work with multiple insurers to offer cost-effective, high-quality cover, customised to your portfolio’s needs.
How Much Does Landlord Portfolio Insurance Cost?
The cost of Landlord Portfolio Insurance depends on:
- The number, size, and type of properties in your portfolio
- The property locations and tenant profiles
- The level of cover required for each property
- Your claims history and overall risk assessment
- Whether you include extras like rent guarantee or legal cover
At ABA Insurance, we provide bespoke quotes tailored to your entire portfolio, ensuring you get the best value without compromising on protection.
Why Choose ABA Insurance for Landlord Portfolio Insurance?
- Specialist expertise in multi-property landlord insurance
- One policy for your entire portfolio—simplified and cost-effective
- Flexible cover for residential, commercial, HMO, and mixed-use properties
- Dedicated support for claims, renewals, and mid-term adjustments
- Competitive premiums with access to a panel of leading insurers
- Fast, no-obligation quotes with expert advice on hand
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get a Quote for Landlord Portfolio Insurance Today
Protect your property investments with Landlord Portfolio Insurance from ABA Insurance. Enjoy streamlined protection, reduced admin, and cost savings—all in one flexible policy.