Groundworks Contractors Insurance
Protect Your Business with Groundworks Contractors Insurance
Groundworks contractors face unique risks on every project, from excavation hazards to equipment damage and liability claims. Without the right insurance, a single accident or delay could result in significant financial losses and legal complications.
ABA Insurance provides specialist Groundworks Contractors Insurance, offering tailored protection for businesses involved in excavation, foundations, drainage, and site preparation. Whether you’re a sole trader, subcontractor, or large groundworks company, our policies help ensure financial security and business continuity.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Groundworks Contractors Insurance?
Groundworks Contractors Insurance is a business insurance policy designed specifically for professionals working in excavation, foundation work, and site preparation. It provides financial protection against accidents, damage, theft, and liability claims related to groundworks projects.
This type of cover is essential for:
- Groundworks and civil engineering contractors
- Drainage and excavation specialists
- Site preparation and foundation contractors
- Landscaping and earthworks companies
- Demolition and piling professionals
Without the right insurance, your business could face unexpected costs that impact cash flow, project deadlines, and contractual obligations.
Why Do You Need Groundworks Contractors Insurance?
Protection Against Site Accidents
Working with heavy machinery and excavation tools comes with risks. This insurance covers injuries to workers, third parties, or property damage caused by excavation and site preparation activities.
Cover for Machinery and Tools
Groundworks contractors rely on expensive equipment such as excavators, diggers, and compaction tools. This policy helps cover repairs or replacements if machinery is damaged or stolen.
Public and Employers’ Liability Cover
If a third party or worker is injured due to groundworks activity, your business could be held liable. This insurance helps cover legal fees, compensation claims, and medical expenses.
Contract Works Protection
If a project is damaged by fire, flooding, or vandalism before completion, Groundworks Contractors Insurance ensures that work can be redone without financial strain.
Compliance with Contracts and Regulations
Many clients and local authorities require groundworks contractors to have proof of insurance before awarding contracts. Having the right cover ensures compliance with industry regulations and contract requirements.
What Does Groundworks Contractors Insurance Cover?
- Public liability insurance for third-party injuries and property damage
- Employers’ liability insurance for worker injury claims
- Contract works insurance to cover unfinished projects from fire, theft, or vandalism
- Own and hired-in plant insurance for machinery such as excavators and dumpers
- Tools and equipment insurance for handheld and specialist groundworks tools
- Business interruption cover for lost income due to unexpected site closures
Get The Right Business Insurance
Common Groundworks Contractor Pain Points & How ABA Insurance Solves Them
Concerned About High-Risk Work Environments?
Excavation and groundwork projects carry higher risks than other trades. Our policies provide tailored cover for these specific challenges.
Worried About Machinery Theft or Damage?
Construction sites are common targets for theft and vandalism. We offer comprehensive cover for plant, tools, and equipment to ensure quick replacements.
Need to Meet Contractual Insurance Requirements?
Many construction contracts require minimum levels of public liability and employers’ liability insurance. Our policies ensure compliance with client and industry standards.
Looking for Affordable and Flexible Cover?
We provide competitive pricing with options to customise coverage based on your project size and business needs.
Need a Fast and Reliable Claims Process?
Our dedicated claims team ensures quick and hassle-free settlements, minimising project delays and financial strain.
How Much Does Groundworks Contractors Insurance Cost?
The cost of Groundworks Contractors Insurance depends on several factors, including:
- The type and scale of work your business undertakes
- The value of machinery, tools, and equipment being covered
- The number of employees and subcontractors
- The level of public liability and employers’ liability insurance required
- Your claims history and risk management measures
ABA Insurance offers tailored policies at competitive rates, ensuring you only pay for the cover you need.
Why Choose ABA Insurance for Groundworks Contractors Insurance?
- Industry expertise – Specialising in construction and groundworks insurance
- Tailored policies – Customised cover for businesses of all sizes
- Competitive pricing – Affordable rates without compromising protection
- Fast and simple quotes – Quick approval process to get you covered immediately
- 24/7 support and claims assistance – Dedicated team available whenever you need help
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get a Quote for Groundworks Contractors Insurance Today
Protect your business with reliable Groundworks Contractors Insurance from ABA Insurance. Get a fast, no-obligation quote in minutes, or speak to our expert team for tailored advice.