Estate Agency Insurance
Estate Agency Insurance: Specialist Cover for Property Professionals
Running an estate agency involves handling high-value transactions, client data, and legal contracts—all of which come with risks. From misrepresentation claims and professional disputes to theft and cyber threats, unexpected issues can lead to financial losses and reputational damage.
ABA Insurance provides specialist Estate Agency Insurance, offering tailored protection for estate agents, letting agents, property managers, and mortgage brokers. Our policies cover legal liabilities, professional indemnity, office contents, cyber threats, and business interruptions, ensuring your agency remains protected and compliant.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Estate Agency Insurance?
Estate Agency Insurance is a comprehensive business insurance policy designed to protect property professionals from financial losses, liability claims, and operational risks. It combines multiple types of cover into one policy, ensuring seamless protection.
This insurance is essential for:
- Residential and commercial estate agents
- Letting agents and property managers
- Mortgage brokers and real estate consultants
- Online and hybrid estate agencies
- High street and independent property firms
Without the right cover, estate agents may face legal disputes, data breaches, or claims of professional negligence, leading to significant financial exposure.
Why Does An Estate Agent Need Insurance?
Protection Against Professional Negligence Claims
If a client suffers financial loss due to incorrect property valuations, misleading information, or legal oversights, they may file a claim against your business. Professional indemnity insurance covers legal fees, compensation, and settlements.
Public and Employers’ Liability Cover
If a client slips and falls in your office or an employee suffers a work-related injury, legal action could follow. This insurance provides cover for medical expenses, legal defence costs, and compensation claims.
Business Interruption Cover for Unexpected Closures
If your estate agency is forced to close due to fire, flooding, or IT failures, business interruption insurance helps cover lost income and additional operating expenses.
Protection for Office Equipment and Property
Estate agents rely on computers, office furniture, and signage to operate efficiently. If your equipment is stolen, damaged, or lost, this policy ensures quick replacements.
Compliance with Industry Regulations and Client Requirements
Many estate agents operate under legal frameworks such as the Estate Agents Act 1979 and GDPR. Having the right insurance ensures compliance with industry and regulatory standards.
What Does Estate Agency Insurance Cover?
- Professional indemnity insurance for financial loss claims due to errors or misrepresentation
- Public liability insurance for client injuries and property damage claims
- Employers’ liability insurance for staff injury and workplace illness claims
- Cyber insurance for data breaches, hacking, and online fraud
- Office contents insurance to protect furniture, computers, and equipment
- Business interruption insurance to cover lost income due to unexpected closures
- Legal expenses insurance for contract disputes and regulatory investigations
- Theft and vandalism cover for break-ins and criminal damage
Get The Right Business Insurance
How To Get The Right Estate Agency Insurance Policy
Worried About Professional Liability Claims?
Even minor errors in valuations, contracts, or listings can result in costly legal disputes. Our professional indemnity cover ensures financial protection.
Need to Meet Industry Compliance and Contractual Obligations?
Clients and business partners often require estate agents to have professional indemnity and liability insurance. Our policies ensure full compliance with legal and contractual requirements.
Looking for Cost-Effective and Flexible Cover?
We offer customised policies to suit your agency’s size, services, and risk level, ensuring affordable and scalable protection.
Need a Fast and Hassle-Free Claims Process?
Our dedicated claims team ensures quick settlements, so you can focus on growing your business without unnecessary delays.
How Much Does Estate Agency Insurance Cost?
The cost of Estate Agency Insurance depends on:
- The size and turnover of your agency
- The level of professional indemnity cover required
- The number of employees and level of employer liability required
- The value of office equipment and property covered
- Cybersecurity measures in place
- Previous claims history and risk assessment
ABA Insurance provides tailored policies at competitive rates, ensuring estate agents receive the best protection for their specific needs.
Why Choose ABA Insurance for Estate Agency Insurance?
- Industry expertise with specialist cover for estate agents and property professionals
- Flexible policies designed for independent agencies and large firms
- Competitive pricing with cost-effective insurance solutions
- Fast quotes and an easy application process
- 24/7 support and claims assistance for hassle-free settlements
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get a Quote for Estate Agency Insurance Today
Protect your estate agency, employees, and reputation with Estate Agency Insurance from ABA Insurance. Get a fast, no-obligation quote in minutes, or speak to our expert team for tailored advice.