Specialist Insurance For Drainage Contractors
Protect Your Business with the right Drainage Contractors Insurance
Drainage contractors work in high-risk environments, dealing with underground pipework, excavation, and water management. Whether you’re installing drainage systems, repairing blockages, or conducting groundwork, unexpected incidents like site accidents, property damage, or equipment theft can disrupt your business and lead to financial losses.
ABA Insurance provides specialist Drainage Contractors Insurance, offering tailored cover for civil engineers, groundwork specialists, and drainage professionals. Our policies ensure your business, employees, and equipment are protected against unforeseen risks, so you can focus on completing projects safely and efficiently.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Drainage Contractors Insurance?
Drainage Contractors Insurance is a comprehensive business insurance policy designed for professionals working in drainage, sewer maintenance, and water management. It provides financial protection against claims, accidents, and equipment damage that could impact your business.
This insurance is essential for:
- Drainage installation and repair contractors
- Groundwork and excavation specialists
- Civil engineers and water management companies
- Pipe cleaning and sewer maintenance professionals
- Flood prevention and drainage system specialists
Without the right cover, drainage contractors face significant financial risks from liability claims, equipment losses, and unforeseen project delays.
Why Do You Need Drainage Contractors Insurance?
Protection Against Public Liability Claims
Working on-site near roads, properties, and underground infrastructure poses risks. If a third party suffers injury or property damage due to your work, this insurance covers legal fees, medical expenses, and compensation claims.
Cover for Equipment, Tools, and Machinery
Drainage contractors use expensive equipment like excavators, CCTV drainage cameras, jetting machines, and trenching tools. If they are stolen or damaged, insurance ensures you can replace them quickly without financial strain.
Employers’ Liability for Worker Safety
If an employee suffers an injury or illness while working on-site, you could be legally responsible. This policy covers medical costs, compensation, and legal fees, ensuring compliance with UK employment laws.
Contract Works Protection
If a drainage project is damaged by fire, flooding, vandalism, or theft before completion, insurance ensures that the cost of repairs and rebuilding is covered.
Business Interruption Cover
Drainage work is often impacted by weather conditions, machinery breakdowns, or unexpected site issues. Business Interruption Insurance helps cover lost income if your work is temporarily halted.
Compliance with Contract and Regulatory Requirements
Local authorities, councils, and private clients often require proof of insurance before awarding drainage contracts. Having the right cover ensures compliance with legal and industry regulations.
What Does Drainage Contractors Insurance Cover?
- Public liability insurance for third-party injuries and property damage
- Employers’ liability insurance for worker injury claims
- Contract works insurance to protect unfinished projects from damage
- Tools and equipment insurance covering theft and accidental damage
- Own and hired-in plant insurance for excavation and drainage machinery
- Business interruption insurance to cover lost income due to unexpected site closures
Get The Right Business Insurance
What You Need To Know About Getting The Right Drainage Contractors Insurance Cover
Concerned About Accidental Damage to Underground Utilities?
Striking underground cables or pipes can lead to expensive repairs and liability claims. Our policies provide financial protection against accidental site damage.
Worried About Equipment Theft or Damage?
Drainage tools and machinery are high-value assets that are often stolen from vans and job sites. Our insurance ensures quick replacements, minimising downtime.
Need to Meet Contractual Insurance Requirements?
Clients and local authorities often require contractors to have public liability and employers’ liability insurance before approving projects. Our policies ensure compliance.
Looking for Cost-Effective and Flexible Cover?
We offer tailored policies based on your business size, equipment, and project type, ensuring affordable protection without unnecessary extras.
Need a Fast and Hassle-Free Claims Process?
Our dedicated claims team ensures quick settlements so you can resume work without delays.
How Much Does Drainage Contractors Insurance Cost?
The cost of insurance depends on factors such as:
- The type and complexity of drainage work undertaken
- The number of employees and subcontractors
- The value of tools, machinery, and vehicles covered
- The level of public and employers’ liability cover required
- Previous claims history and business risk assessment
At ABA Insurance, we offer customised policies at competitive rates, ensuring you receive the right cover at the best value.
Why Choose ABA Insurance for Drainage Contractors Insurance?
- Industry expertise with tailored cover for drainage professionals
- Flexible policies designed to match your business needs
- Competitive pricing with affordable options from top insurers
- Fast and simple quotes with an easy application process
- 24/7 support and claims assistance to ensure quick resolutions
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get a Quote for Drainage Contractors Insurance Today
Protect your business, employees, and equipment with Drainage Contractors Insurance from ABA Insurance. Get a fast, no-obligation quote in minutes, or speak to our expert team for tailored advice.