Courier Insurance
Get Reliable Protection for Your Delivery Business With Our Comprehensive Courier Insurance
If your business involves delivering parcels, packages, or goods, your van and drivers are exposed to unique daily risks. From road accidents and stolen parcels to vehicle breakdowns and liability claims, you need specialist cover that keeps your operations moving.
ABA Insurance offers tailored Courier Insurance for businesses and self-employed drivers working in the parcel delivery, logistics, and express transport sectors. Whether you’re operating a single van or a growing delivery fleet, we’ll build a policy that protects your vehicles, cargo, and reputation.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Courier Insurance?
Courier Insurance is a specialist commercial policy designed for individuals or businesses that deliver goods on behalf of others. It provides cover for the vehicle, driver, cargo, and legal liabilities, offering far more protection than standard van insurance.
This insurance is essential for:
- Independent couriers using their own vans
- Local delivery businesses with 1–20+ vehicles
- Contract drivers for major networks (e.g., Amazon, DPD, Evri, Royal Mail)
- Multi-drop and same-day delivery operators
- Small logistics companies and start-up courier firms
Without the right cover, you could face uninsured claims, legal penalties, or costly compensation if something goes wrong during a delivery.
Why Do Couriers Need Specialist Insurance?
Standard Van Insurance Won’t Cover Courier Work
If you’re using your van for deliveries, most standard policies won’t cover accidents or goods in transit, leaving you uninsured when it matters most.
High Exposure to Road Risk
Couriers are constantly on the move, often in busy urban areas or under tight time pressure. Our policy provides comprehensive vehicle protection, even for high-mileage, multi-stop use.
Protection for Parcels and Cargo
If a parcel is lost, stolen, or damaged while in your care, your business could be held liable. Our goods in transit cover ensures you’re protected.
Liability Cover for Third-Party Injury or Property Damage
If your driver causes an accident or damages someone’s property while making a delivery, public liability cover protects your business from legal claims and compensation costs.
Business Interruption Support
If your van is written off or stolen, it could halt your operations. We offer support with replacement vehicle hire and financial cover, keeping your deliveries on schedule.
What Does Courier Insurance Cover?
ABA’s courier policies are flexible and can include:
- Courier van insurance (comprehensive or third-party)
- Goods in transit insurance for customer parcels and cargo
- Public liability insurance for accidents involving third parties
- Employers’ liability insurance (if you have staff or drivers)
- Vehicle breakdown cover for roadside recovery
- Tool and equipment cover (for specialist delivery equipment)
- Replacement van hire after accidents or theft
- Legal expenses cover for disputes or accident claims
- European courier cover (optional, for international deliveries)
Get The Right Business Insurance
Who Needs Courier Insurance?
Courier Insurance is suitable for a wide range of businesses and roles, including:
- Self-employed multi-drop couriers
- Amazon Flex drivers
- Same-day and next-day delivery companies
- Furniture and appliance delivery firms
- White-label delivery services
- E-commerce businesses delivering their own goods
If you’re paid to transport goods, you need Courier Insurance to stay legal and protected.
Common Courier Business Pain Points & How ABA Insurance Solves Them
Struggling to Find Cover for High-Mileage Driving?
We understand courier risk profiles and work with insurers who won’t penalise you for high mileage or multi-drop work.
Worried About Lost or Damaged Parcels?
Our goods in transit cover protects your business from claims relating to missing or damaged deliveries.
Need to Add or Replace Vehicles Quickly?
Our courier policies are flexible, allowing you to add or remove vehicles and drivers mid-policy, ensuring you stay operational at all times.
Dealing with Tight Margins?
We provide cost-effective, tailored courier insurance packages, so you don’t overpay for cover you don’t need.
How Much Does Courier Insurance Cost?
The cost of Courier Insurance depends on several factors:
- Type and size of vehicle(s)
- Level of cover (comprehensive, goods in transit, etc.)
- Delivery area (local, national, or international)
- Number of vehicles and drivers
- Driver experience and claims history
- Nature and value of goods transported
At ABA Insurance, we tailor quotes to your unique business model—no generic pricing, just smart, reliable protection.
Why Choose ABA Insurance for Courier Insurance?
- Specialist experience with courier and transport businesses
- Access to a panel of trusted UK commercial insurers
- Flexible cover for self-employed drivers or growing fleets
- Fast documentation and simple setup
- Responsive claims support when you need it most
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get a Courier Insurance Quote Today
Whether you’re a solo driver or managing a delivery team, ABA Insurance will help you stay on the road with the right cover. Get a quick, no-obligation quote tailored to your courier business.