Do contractors need their own insurance for hired plant?
Yes — in most cases, contractors hiring plant and machinery are contractually responsible for it and therefore need their own insurance. Whether you’re using the plant for a day or a month, the hire agreement typically places full liability on you as soon as the...
Can You Get Plant Hire Insurance for Short-Term Hire?
Yes — you can get plant hire insurance for short-term hire, whether it’s for a single day, a few weeks, or a one-off job. This type of insurance is ideal for self-employed tradespeople, contractors, or small businesses that don’t use plant regularly but still need to...
What’s the difference between hired-in and owned plant insurance?
Hired-in and owned plant insurance both protect machinery used on-site, but they cover different types of responsibility. Hired-in plant insurance protects equipment you rent from another company. Owned plant insurance covers machinery your business owns and operates....
A Step-by-Step Guide on How to Insure Hired-In Plant and Equipment
If you’re hiring plant or machinery for a job, you’re responsible for it as soon as it’s delivered — and that means you need the right insurance. Whether it’s a mini digger, a dumper, or a full suite of kit for a large site, hiring without insurance puts your business...