Business Insurance

Business Insurance to Protect Your Enterprise

In today’s competitive and unpredictable business environment, having the right insurance cover is essential for protecting your business.

ABA Insurance offers tailored business insurance policies designed to safeguard your enterprise against a wide range of risks, providing peace of mind and financial security.

What You Get

PO Liability

Buildings

Contents

Terrorism

Legal

And more…

What is Business Insurance?

Business insurance is a comprehensive policy that covers the various risks associated with running a business. This includes protection against damages, liabilities, and unexpected expenses related to your operations. Whether you are a tradesman, an SME, or a landlord, ABA Insurance has the perfect coverage to suit your needs.

Why Your Business Needs Business Insurance

Financial Security

Running a business comes with inherent risks. With business insurance, your enterprise is protected against the high costs of unforeseen damages or repairs, ensuring your financial stability.

Liability Protection

Accidents happen, and liability claims can be costly. Business insurance covers third-party liabilities, protecting your company from legal and financial repercussions.

Business Continuity

Downtime due to unforeseen issues can halt operations. Insurance cover ensures quick and efficient resolution of problems, minimising disruption and keeping your business running smoothly.

What Makes Us Different

We are specialists in the SME business insurance industry for both SME’s and Shops alike. We have the expertise and knowledge to get your business the most comprehensive and competitive insurance solution. We add value to your business by working closely with you, helping protect your business from financial loss, all while delivering a seamless easy experience.

  • Practical

    Work with a single point of contact who is your dedicated account manager

  • Price

    The most competitive price guaranteed including price matching.

  • Value

    We offer support, advice, and a claims service to assist you throughout.

Key Features of Business Insurance

Comprehensive Cover

Policies cover a wide range of issues, from property damage to liability claims. This comprehensive cover ensures that all potential risks are managed.

Tailored Solutions

ABA Insurance provides bespoke insurance packages tailored to the specific needs of different types of businesses, including tradesmen, SMEs, and landlords.

Professional Network

Partner with insurance providers that have a network of certified service providers, ensuring high-quality and prompt support.

What Is Usually Covered In Business Insurance

Public Liability Insurance: Protects your business if someone is injured or their property is damaged because of your operations.

Employers’ Liability Insurance: Legally required if you employ staff, this cover protects against claims from employees who suffer injury or illness due to their work.

Property Insurance: Covers damage to your business property from events such as fire, theft, or natural disasters.

Factors Influencing the Cost of Business Insurance

The cost of your business insurance policy depends on several factors, including:

Business Size: The annual turnover and number of employees in your company.

Level of Cover: The amount of coverage you need to protect your business adequately.

Location: Higher-risk areas may result in higher premiums.

Claims History: Previous insurance claims can affect the cost of your policy.

Type of Work: High-risk contracts or large-scale projects may increase premiums.

Optional Extras: Adding extra coverages not included in the standard policy will affect the cost.

Client Testimonials

I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment

Chris Baker

CEO/ Founder

Your Questions Answered

How do I know what level of cover I require?

Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.

What does Public Liability actually cover?

In short, this covers any damage you cause to any Third Party Property &/or Persons.

Do I require business interruption insurance?

If you are business that can be disrupted if your premises was to be damaged, we then highly recommend business interruption to help get you back to your feet should an incident occur.

What if I don’t know some of the information you require?

We can work with you and help you find information about your risk. With the right advice we hold your hand through the requirement process for an easy and seamless process.

What is the best cover for my business?

One size does not fit all in insurance, however there are some core covers we do recommend such as Public Liability, Employers Liability, Legal Expenses, Contents, Stock, Business Interruption and more.

How can I get a quote from you?

Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.

Who do I contact if I have questions?

If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.

Why should I choose ABA Insurance?

We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.

Who will deal with me at renewal?

The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.

One Point Of Contact, Countless Ways To Help.

Get Your Business Insurance Quote Today

Protect your business with ABA Insurance. Use our online quote generator to get a personalised quote or contact our expert team for tailored advice. It’s quick and easy, taking just a few minutes to ensure you have the right cover in place. Secure your business today with comprehensive business insurance tailored to meet the demands of your industry.