Buildings Insurance
Secure the Right Buildings Insurance with ABA Insurance
Whether you own an office, retail space, warehouse, or industrial unit, protecting your premises from damage, theft, or unexpected disasters with Buildings Insurance is essential to keep your business running smoothly.
At ABA Insurance, we offer comprehensive and tailored Buildings Insurance policies to safeguard your property, ensuring financial security and business continuity in the event of unforeseen damage or loss.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Buildings Insurance for Businesses?
Commercial Buildings Insurance provides financial protection for your business premises against risks such as fire, flooding, vandalism, storm damage, and accidental damage. It covers the cost of repairs or rebuilding if your property is damaged, ensuring minimal disruption to your business.
This insurance is essential for:
✅ Property Owners & Landlords – Protect your commercial investments and rental income.
✅ Business Owners – Secure your offices, retail stores, or warehouses from costly damage.
✅ Mortgage-Backed Properties – Required by lenders to safeguard their investment.
Without the right cover, unexpected damage could result in huge financial losses and operational downtime.
Why Do You Need Commercial Buildings Insurance?
Protection Against Property Damage
Fire, floods, storms, and vandalism can cause severe structural damage. Buildings Insurance ensures your premises can be repaired or rebuilt without financial strain.
Financial Security and Business Continuity
Without the right cover, businesses face costly repairs and possible closure. Our policies help you stay protected against unexpected risks, so you can focus on growth.
Legal and Mortgage Requirements
Many commercial mortgages require Buildings Insurance as a condition of lending. Avoid potential legal disputes or mortgage breaches by having adequate cover in place.
Cover for Landlords & Property Investors
If you rent out a commercial building, loss of rental income due to property damage can impact your cash flow. Buildings Insurance can include loss of rent cover, ensuring financial stability.
What Does Buildings Insurance Cover?
Fire, Flood & Storm Damage
Covers repair or rebuilding costs caused by fires, floods, storms, and natural disasters.
Accidental & Malicious Damage
Protects against accidental damage, vandalism, or break-ins affecting your premises.
Theft & Burglary Repairs
Covers the cost of repairing forced entry damage and replacing stolen property fixtures.
Subsidence & Structural Issues
Protection against ground movement and long-term structural problems affecting your building.
Get The Right Business Insurance
What You Need To Look For In Getting The Right Buildings Insurance
I Don’t Know What Cover I Actually Need
Finding the right level of Buildings Insurance can be overwhelming. ABA Insurance makes it easy by tailoring policies to match your specific business requirements.
What If My Business is Disrupted Due to Property Damage?
We offer Business Interruption Cover, ensuring your business continues operating smoothly while repairs take place.
Can I Save Money on My Insurance Premium?
Yes! ABA Insurance helps you reduce costs by:
Offering multi-policy discounts when bundled with other insurance types.
Providing risk management advice to lower your premium.
Customising your policy so you only pay for what you need.
Is the Claims Process Complicated?
No – we ensure a fast, hassle-free claims process so you can get back to business as quickly as possible.
How Much Does Buildings Insurance Cost?
The cost of Commercial Buildings Insurance depends on:
Property Type & Location – Size, structure, and location impact risk factors.
Risk Exposure – Flood zones, fire hazards, and crime rates may affect premiums.
Security & Safety Measures – Enhanced security and fire protection can lower costs.
Level of Cover – Comprehensive or basic policies impact pricing.
Get a personalised quote today with ABA Insurance to find the best rate for your property.
Why Choose ABA Insurance for Commercial Buildings Insurance?
Industry Expertise
We understand the unique risks commercial properties face and provide expert advice.
Tailored Policies
Our insurance is customised to match your business and property needs.
Competitive Pricing
We offer affordable premiums without compromising on protection.
Fast Quotes & Simple Claims Process
Our streamlined service ensures quick quotes and easy claims processing.
24/7 Support & Legal Helpline
Access legal and insurance advice whenever you need it.
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get a Quote for Buildings Insurance Today
Protect your business property with reliable Buildings Insurance from ABA Insurance. Get a fast, no-obligation quote in minutes, or speak to our expert team for tailored advice.