Building Contractors Insurance
Comprehensive Cover for Construction Professionals with Building Contractors Insurance
Building contractors face numerous risks, from property damage and site accidents to legal claims and equipment theft. Without the right insurance, unexpected incidents can lead to financial losses, project delays, and legal complications.
ABA Insurance provides specialist Building Contractors Insurance, offering tailored protection for builders, developers, and construction firms. Whether you work on small residential builds or large-scale commercial projects, our policies provide the security you need to operate with confidence.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Building Contractors Insurance?
Building Contractors Insurance is a specialist policy designed to protect construction businesses from financial losses, liability claims, and project disruptions. It covers site accidents, public liability, contract works, tools, and employee protection, ensuring contractors can manage risks effectively.
This insurance is essential for:
- General building contractors
- Property developers and construction firms
- Residential and commercial builders
- Renovation and refurbishment specialists
- Self-employed tradespeople and subcontractors
Without the right cover, contractors may face significant financial strain due to legal claims, site accidents, or damaged equipment.
Why Do You Need Building Contractors Insurance?
Protection Against Site Accidents
Construction sites are high-risk environments where accidents can happen. Insurance ensures legal and medical expenses are covered, reducing financial liability.
Public and Employers’ Liability Cover
Building projects involve multiple stakeholders. If a third party or worker is injured on-site, insurance provides legal protection and compensation coverage.
Contract Works Protection
If a project is damaged due to fire, theft, vandalism, or extreme weather before completion, this insurance covers the cost of repairs and rebuilding.
Cover for Tools, Equipment, and Machinery
Expensive construction tools and equipment are at risk of theft, loss, or accidental damage. With the right cover, replacements or repairs can be arranged quickly.
Business Interruption Cover
If work is halted due to an insured event, such as site damage, this insurance helps cover lost income and operational expenses.
Compliance with Client and Regulatory Requirements
Many clients and contract agreements require proof of insurance before work begins. Having the right cover ensures compliance with legal and industry standards.
What Does Building Contractors Insurance Cover?
- Public liability insurance for injury and third-party property damage
- Employers’ liability insurance for worker injury claims
- Contract works insurance to protect unfinished projects from damage
- Tools and equipment insurance covering theft and accidental damage
- Own and hired-in plant insurance for construction machinery and vehicles
- Business interruption insurance to cover lost income during disruptions
Get The Right Business Insurance
How To Get The Right Building Contractor Insurance Quote
Concerned About Project Disruptions?
Delays due to site damage, theft, or legal claims can be costly. Our policies provide financial security so contractors can focus on completing projects.
Worried About Equipment Theft or Damage?
Tools and machinery are valuable assets for any contractor. Our insurance ensures fast replacement and repair options to minimise downtime.
Need to Meet Contractual Insurance Requirements?
Many clients require contractors to hold public liability and employers’ liability insurance. We help businesses stay compliant with industry standards.
Looking for Flexible and Affordable Cover?
We provide customised policies that match your business size, project type, and budget.
Want a Quick and Hassle-Free Claims Process?
Our dedicated claims team ensures that contractors get paid fast, reducing disruptions to ongoing projects.
How Much Does Building Contractors Insurance Cost?
The cost of insurance depends on factors such as:
- The type and scale of construction work
- The number of employees and subcontractors
- The value of tools, equipment, and machinery
- The level of public liability and employers’ liability cover required
- Project locations and security measures in place
- Claims history and business risk factors
ABA Insurance offers affordable and tailored policies, ensuring contractors receive the best protection at competitive rates.
Why Choose ABA Insurance for Building Contractors Insurance?
- Industry expertise with tailored cover for construction professionals
- Customised policies designed for builders, developers, and contractors
- Competitive pricing with affordable rates from leading insurers
- Fast quotes and simple application process to get you covered quickly
- 24/7 support and claims assistance for hassle-free settlements
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get a Quote for Building Contractors Insurance Today
Protect your projects, workers, and equipment with Building Contractors Insurance from ABA Insurance. Get a fast, no-obligation quote in minutes, or speak to our expert team for tailored advice.